🏡 Your First Home Buyer Guide – 2025 Edition

Buying your first home doesn’t have to be overwhelming. At Faisandier, we’ve helped hundreds of people in the Hutt take that first step — and we’re here to help you do the same.

We keep it pretty simple:

✅ The price is the price - no bidding wars or hidden costs

✅ We guide you home - with a supportive team who is with you even after handover

✅ We stick the landing - we care about the final 5% of the project

342 Waiwhetu Road, Fairfield

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💰 Why 2025’s Looking Up

With the Reserve Bank dropping the OCR again (now 3.25%), banks are likely to keep trimming interest rates. That means better mortgage deals and lower repayments — good news if you’re trying to get on the ladder.

At the same time, prices in the Hutt have flattened out, and the market feels more balanced. No crazy bidding wars, just solid homes at fair value.

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🪜 How to Buy with Faisandier — Step by Step

1. Figure Out What You Can Afford

• Talk to a mortgage broker or bank to get your budget sorted.

• You might be able to use your KiwiSaver.

• Think about your deposit - we accept as little as 5% deposit in some cases.

  
  

2. Check Out Our Homes

• We’ve got well-designed townhouses in great Lower Hutt locations — all smart, low-maintenance, and ready for real life.

• Visit a showhome or check out upcoming releases — we’ll walk you through the options, no pressure.

  
  

3. Get Pre-Approved

• Once the bank gives you the green light (pre-approval), you’ll know exactly what you can spend — and that helps you move faster when the right home comes up.

  
  

4. Pick Your Home

• Our homes are sold at a set price. No hidden costs. No guesswork.

• You’ll know what you’re paying and what you’re getting — upfront.

  
  

5. Go Under Contract

• We’ll help you through the contract and answer any questions.

• You should bring in a lawyer to review it, and once you’re happy, you’ll sign and get things underway.

  
  

6. Move In!

• Whether it's a move-in-ready home or one under construction, we’ll keep you in the loop the whole way.

• When it’s time to settle, we’ll hand over the keys and welcome you home.

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🏘️ Why First-Home Buyers Love Our Townhouses

• More affordable than freestanding homes

• Warm, modern, and smartly designed by our external architect partners

• Low-maintenance lifestyle

• Close to transport, shops and schools

  
  

We’re locals who build for locals. Our homes aren’t just smart — they’re designed for how people actually live.

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🙌 Let’s Make 2025 Your Year

Whether you’re just starting to think about it or ready to take the plunge, we’ve got your back.

We’ll guide you through it — no jargon, no pressure, and no surprises.

Reach out today, and let’s talk about your first home.

Start a conversation

By Dan Green and the team at Faisandier